Lost Your Job Mid-Year? You Have 60 Days to Make a Health Coverage Decision. Here’s How to Make It.
Laid off mid-year? You have about 60 days to choose between COBRA, an ACA plan, or a short-term plan. Here is how the real trade-offs work.
Your ACA Carrier Is Leaving. If You Do Nothing, a Stranger Picks Your New Plan.
Nine carriers are leaving ACA marketplaces for 2027. If yours is one of them and you do nothing by December 15, the marketplace picks your replacement for you.
Your ACA Carrier Is Leaving. If You Do Nothing, a Stranger Picks Your New Plan. Read Post »
How Network Tiers Quietly Cost You Money
Two providers can both be in network and still cost you very different amounts. Here is where plan tiers hide and how to check yours.
How Network Tiers Quietly Cost You Money Read Post »
HMO vs. PPO: What the Difference Actually Costs You
Most people pick between an HMO and a PPO by comparing premiums. Here is what that decision actually costs, and how to make it correctly.
HMO vs. PPO: What the Difference Actually Costs You Read Post »
HSAs Explained Without the Tax Jargon
An HSA is the rare account that gives you a tax break going in, while it grows, and coming back out. Here is how it actually works, in plain English.
HSAs Explained Without the Tax Jargon Read Post »
Your 2027 Health Insurance Rates Are Being Set Right Now. Here’s What That Means for You.
Insurers just filed their proposed 2027 rates. Here’s what the double-digit headlines actually mean for you, and why the first number isn’t the final number.
How to Actually Read a Health Insurance Plan Without Wanting to Throw Your Laptop
Deductible, copay, coinsurance, MOOP, network — explained the way a friend would explain it at a cookout, not the way a brochure does.
How to Actually Read a Health Insurance Plan Without Wanting to Throw Your Laptop Read Post »