for owners with 1 to 50 employees and any worker weighing a group plan against shopping solo. Group, ICHRA, QSEHRA, level-funded, or letting employees buy ACA, each path has tax, cost, and admin trade-offs. These guides lay out the math so you can pick the right structure without overpaying or under-covering your team.
All Group Health & Small Business Guides (5)
Small Group Health Insurance
How traditional group health insurance works for 2 to 50 employees, eligibility, contributions, and guaranteed-issue rules.
Business · 1 page
Group vs Individual Coverage
Take the employer plan or shop on your own? How affordability rules decide whether your family qualifies for a subsidy.
Business · 1 page
ICHRA & QSEHRA Explained
The tax-free reimbursement model that lets employers fund individual coverage instead of buying a group plan.
Business · 1 page
Level-Funded Group Health
The hybrid between fully-insured and self-funded that gives you predictable premiums AND year-end refunds on unused claims.
Business · 1 page
Small Business Coverage Strategy
Group vs ICHRA vs QSEHRA vs level-funded vs personal ACA, the five-structure decision framework for 1 to 50 employees.
Business · 1 page
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