Effective: June 28, 2026 | Last updated: June 28, 2026
By accessing or using this website (“Site”), you agree to these Terms of Service. If you do not agree, please do not use the Site.
Who we are
Insured American Family is an independent, licensed insurance brokerage headquartered in Florida and licensed to sell insurance products in 37 states. We are appointed with multiple carriers across health, Medicare, group, life, supplemental, dental, and vision lines. We are not an insurance carrier; we are an independent broker representing you to those carriers.
Educational content
The articles, guides, blog posts, and other content on this Site are provided for general educational and informational purposes only. They are not, and should not be relied on as, personalized insurance, tax, legal, or financial advice. Insurance plans, eligibility rules, pricing, and regulations change frequently and vary by state. Always confirm specifics with a licensed agent (us or otherwise) and the relevant carrier before making a coverage decision.
Quotes and applications
Quotes generated through our process are estimates only. Final premiums, eligibility, benefits, and policy terms are determined by the issuing carrier based on the application you submit and underwriting criteria they apply. Submitting an application does not guarantee coverage. We will work to advocate for you, but we cannot guarantee any specific outcome.
Our compensation
We are typically compensated by the carrier through commission, not by you directly. This compensation does not change your premium. We work with you to find coverage that fits your situation regardless of which carrier pays the higher commission, and we are required by state regulators to act in your best interest.
Site use
- You agree to provide accurate information when interacting with the Site
- You agree not to misuse the Site (no scraping, automated abuse, attempts to bypass security)
- You agree not to upload anything unlawful, defamatory, or that infringes someone else’s rights
- Site content (text, images, branding) is owned by us or licensed to us — no commercial reproduction without written permission
Third-party links
The Site may link to third-party websites (carriers, government agencies, partner tools). We do not control those sites and are not responsible for their content, policies, or practices. Use them at your own discretion.
Disclaimers and limitation of liability
The Site and all content are provided “as is” without warranties of any kind, express or implied. To the maximum extent permitted by law, Insured American Family will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site or any information on it. Nothing in these Terms limits our liability for things that cannot be limited by law.
Governing law
These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-laws principles. Any disputes arising out of or relating to these Terms or the Site will be resolved in the state or federal courts located in Hillsborough County, Florida.
Changes to these Terms
We may update these Terms from time to time. The “Last updated” date at the top reflects the most recent change. Continued use of the Site after a change means you accept the revised Terms.
Contact
Insured American Family
Email: c.gruenbaum@insuredaf.com
Phone: (813) 590-6350